Bohemia, NY (October 13, 2010) – ChamberofCommerce.com has agreed to an exclusive marketing partnership with Rapid Recovery Solution, a reputable and proven Federal attorney-based debt collection agency. The partnership will give over a million small business owners on ChamberofCommerce.com a dedicated and professional option for recovering unpaid debts. Rapid Recovery Solution knows that uncollected debts hurt a business owner’s bottom line and their lawyers will work effortlessly to recuperate the money you are rightfully owed.

“At ChamberofCommerce.com we provide our small business owners with an array of financial services to help them reach their business goals,” said David Bayer, CEO of ChamberofCommerce.com. “It’s hard to grow and succeed as a business when you aren’t being compensated for the services you are providing. Rapid Recovery Solution knows that, and they are dedicated to recover the funds that are rightfully yours in a professional and lawful manner.”

“Rapid Recovery Solution is excited and honored to be the collection company chosen to help the members of ChamberofCommerce.com recover the money that is rightfully owed,” said John Monderine, CEO of Rapid Recovery Solution. “It is hard enough to do business in this economy, the last thing you need is for somebody to think they can take advantage of you. RRS will help you focus on running your business and ease your worries about getting paid.”

Rapid Recovery Solution will be contributing informational guides on ChamberofCommerce.com covering an array of topics regarding the laws and regulations of debt collection, the rights of an unpaid business owner, and techniques on how to legally and safely attempt to recover your lost wages on your own.

About ChamberofCommerce.com: ChamberofCommerce.com is dedicated to helping local business owners grow their business and their web presence online while also facilitating connectivity between local businesses in more than 7,000 Chambers of Commerce worldwide. ChamberofCommerce.com works with local business owners by providing tools and education to them develop, manage and grow their business and their web presence. CoC.com also helps increase membership within local Chambers of Commerce. They provide technology, tools and education to local Chambers of Commerce to help them communicate more effectively with their members online and provide them with more efficient and expedient customer support. CoC.com also works with industry-leading business-to-business solutions providers to introduce innovative products and services to more than one million small, medium and enterprise businesses.

About Rapid Recovery Solution: Rapid Recovery Solution is a Full Service, Federal Attorney Based, Debt Collection Agency serving business customers worldwide. RRS offers a NO Collect, NO Fee program that is guaranteed to get you results or the service is free. RRS also has an extensive network of Attorneys in every jurisdiction that will file lawsuits on your behalf. RRS will become an extension of your business and they will do everything possible to maintain a working relationship with your debtor.

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Mortgage brokers, auto dealers and collection agencies need to buy surety bonds to have a license to function. In the situation of bonded collection agencies, the bond curves the chance that an agency will mismanage money collected while it searches for outstanding debts. In the case where a collection agency misuses the funds, the business that has outstanding debt can report a claim against the surety bond. A legitimate claim discharges the bond and makes the collection agency pay the company.

For instance, an IT training-business employs a Detroit collection agency with a Michigan surety bond to pursue debts promised to the IT company. Rather then amounting up to its role, the collection agency bails on the assignment. Because of the surety bond, the IT company is shielded from financial damage. The company proceeds to file a claim against the bond, and the surety agency views it as a true claim. As a result, the collection agency must give back to the IT company. If the the agency is not able to pay the IT company, the surety must give back whats owed.

An collector that isn’t bonded can take cash and run. Employing businesses would have to conform with litigation-which can take time and money-to be payed back by the agency if the ruling goes in their favor. However, bonded companies accumulate much more business because the bond gets rid of financial, legal and problems that take up time. But in certain areas where surety bonds are not demanded, advertising your business as “Licensed and Bonded” lures in more customers. They are given the peace of mind that they won’t get jipped out of money. Also, governments search for bonded companies for contract jobs. When a government contracts a bonded company, the government realizes that taxpayers’ money can’t be abused.

After all, most businesses try to function without purchasing a bond, even if it’s required to get a license for operating. In order to protect yourself, you must look for bonded collection agencies.

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Freebie trading has turned into a multimillion dollar industry these past few years in which people that work from home have the ability to earn incomes of as much as five thousand dollars a month. Because our economy is ridden with unemployment and underemployment, more people are choosing this business as a source of extra income.

Freebie trading begins with what is referred to as an incentivized freebie website. Incentivized freebie websites are special sites with trial offers that include hundreds of different products, cash, and prizes such as iPhones, Xbox 360s and plasma TVs. Some well known companies offer these incentives, however less reputable companies such as online psychic services can be found on these sites as well.

Incentivized freebie websites are not allowed to compensate you for trying their products that they advertise, however they are allowed to compensate you for referring customers to them. In theory, the proceeds would be shared with your referrals. These commissions can span from forty dollars to one hundred and twenty dollars a customer.

On the other hand, critics still remain wary of freebie trading. Some critics are quick to point out that they are prompted to dish out a lot of personal information, perhaps too much. Problems arise when it comes to completing trades and obtaining payment. Also, if you sign up for trial offers then make the simple mistake of forgetting to cancel the ones that you don’t want, you could get stuck with charges on your credit card. Finally, some people say that they just haven’t reaped any money as a benefit, while others who manage to get money for their trades might find the whole process time consuming and tedious.

Mallory Megan works for Rapid Recovery Solution and writes articles on national collection agencies.

That’s a twenty one percent increase in properties from numbers in data collected in 2008, and a one hundred and twenty percent increase in total properties from 2007. The report also revealed that one in forty five housing units, 2.21 percent, received at least one foreclosure filing during 2009, up from 2008′s 1.48 percent and 2007′s 1.03 percent.

In the month of December alone, foreclosure filings have been reported on 349,519 properties in December. This a fourteen percent jump from the previous month of November and a fifteen percent increase from 2008. But despite the fact that there was an increase in December, foreclosure actions in the fourth quarter of 2008 has decreased by seven percent.

Of all of the states in America, Nevada took the nation’s highest state foreclosure rate; more than ten percent of housing units received at least one foreclosure filing in 2009. This is Nevada’s third consecutive year at the top of the foreclosure list. Nevada’s foreclosure activity in the month of December increased twenty seven percent from the previous month, however it still was down by twenty two percent from December of 08.

Arizona claimed the nation’s second highest state foreclosure rate in 2009 with more than six percent of properties receiving at least one foreclosure filing during 2009, and Florida claimed the nation’s third highest foreclosure rate at 5.93 percent of its properties getting at least one foreclosure during the filing year.

This raises things to think about in the debt collection industry. Trends that have recently been noted that debtors are maxing out their credit debt and low balling their assets to receive lower payment plans. The fact that they are maxing out their credit cards to receive lower payment plans does not look promising.

Mallory McGuinness is employed by a debt collection agency. Also she composes articles on business, finance, consumer spending and collection agencies.