The subject that has been on everybody’s minds is how will Obama’s Health reform effect long-term care insurance program? We all know that there’s a change that’s going to be happening. But will this change help or hurt our country? Some folks are coincidentally happy about the reform while others are hoping for the best but pondering the worst.

Many are wondering if this health care reform is a bad thing as opposed to being a good. We all have come to the realization that everything is going to be different. However, is this difference going to be a good or a bad thing for us to all have to face?

One gigantic way that Obama’s health care reform is going to have an effect on everybody’s lives is that everybody will be able to be covered. It does not matter what your stature or what’s happened in your life you’ll be ready to have the health care that you stand in need of.

For some 46 million Americans who don’t have medicare they are applauding the reform. It pretty much states that notwithstanding your economic stature you will be covered with the necessary hospital insurance you need.

Tax payers are going to feel a major hit to their finances. We will all be required to pay back one to two trillion bucks over a 10 year time frame in order to rectify the cost of the reform. Even if you do not utilize this federal insurance you will be in charge of paying taxes on it too.

With no regard for where you grow sick at you will be ready to receive medical assistance that you need. So if you are feeling sick in Texas and you are from Arizona you will still be in a position to go to a Texas doctors office and be seen. Your records will be available at the push of a button.

Doctors are going to be given a right to oppose to give you any medical assistance. For instance, if a cancer patient needs services for medication, the doctor will have to compare the prices of the meds and they are going to have a right to turn the patient away if the medicine is deemed too costly.

Plenty of elderly patients are going to get turned down for services. Elderly patients are only going to be allowed to see their doctor once per month if on this insurance. Medicare has paid a lot for reoccurring medical patients and this new insurance is not going to put up with it.

If you don’t have the medicare insurance you’ll be fined and the subject of prison time. By law everybody will have to have this insurance regardless of your economic stature.

This reform was supposed to be a great thing for the American folk as a whole, however as time passes on many are convinced that it is simply just one major screw-up. The choice does not lie in our hands anymore, therefore we will be able to all just hope that everything is going to pan out for the best.

Before you go out and buy a policy go to LTC Financial Solutions, ask questions and request a long term care insurance. We represent 20 of the top LTCi providers. This gives you tremendous options.