Cheap car insurance is very easy to achieve but you do have to be realistic about what sort of prices and premiums you are likely to get. As an example, if you were a high risk driver then you cannot really expect to get prices that are cheaper someone who has a next and driving record. However, regardless of what your situation is there are always some things that you can do to get some better prices.

One top tip is to set up a high deductible. A low deductible will mean that you have to pay out a low amount if you file a claim with your insurance company to get them involved. This is certainly a good idea if you tend to make claims on a regular basis, but if you don’t then a high deductible will lead to lower premiums.

The vehicle that you drive is extremely important. Generally vehicles that are older, cheaper, and heavier, will tends to lead to lower insurance prices. If you are yet to purchase a vehicle and you need to save money then consider something that fits this criteria. If you already own a vehicle then consider selling it and purchasing a new one.

Within the vehicle you also need to make sure that specific safety features and antitheft features are installed. Such things as proper locks, airbags, safety lights, seat belts, and others will help you to reduce your premiums. This is simply due to the fact that the chance of theft and injury will be reduced.

If you can store your vehicle in a safe location during the night-time then this will also help you to save money. Make sure that your insurance provider knows if you have a garage or other safe parking where your vehicle is stored.

It is also important for you to think about how often you drive your vehicle. It really isn’t any good if you don’t consider what mileage allowance you require, especially if you don’t tend to drive your vehicle to frequently. You can certainly save money by purchasing a lower mileage allowance and therefore you need to think about this closely.

One final tip would be to simply consolidate your insurance requirements under the same package. Purchase your auto insurance with other insurance policies that you need and you will get a discount of doing so.

Get the low down on super tips to obtain really affordable car insurance cover now in our SA insurance cover overview.